If you want to protect your retirement it is important to have a strategy for long-term care. What Is Long Term Care Risk? It is the risk that you or your mate would be required to spend down your assets because of one or both mates needing the care of a nurse either at home …
Long Term Care: The Risk It Presents To Your Retirement. How To Protect Against it. Read More »
If you have done any significant saving you may feel like you are on top of the world…… ok but really retirement planning has often been compared to climbing a mountain. The climb up is likened to the accumulation of funds and the climb down has been compared to the distribution of that money. (You …
What is Sequence of return risk? Why Does it Matter Read More »
How much of your nest egg can you spend each year without running out of money in retirement? Most people would answer this way; if the market averages 7% or 8% then I should be able to withdraw that much and live off the interest. This logic could work if the market produced 7% or …
Fidelity Investments, one of the world’s largest asset managers with $7.9 trillion in assets under administration, has seen Roth IRA conversions surge 76% in the first quarter from a year ago, according to a spokesperson for the Boston-based financial services company. This raises the question should I gradually convert my retirement savings that are in …
The Roth IRA is one of the most popular retirement accounts on the market What is a Roth IRA and why should you consider one? A Roth IRA is a type of individual retirement account that’s funded with after-tax money. Although there are many considerations to opening a Roth IRA we will highlight 4 breif …
